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ralivonquelthas

Entrepreneur Budgeting Specialists

Built on Real Experience

ralivonquelthas started in 2019 when three financial advisors realized that entrepreneurs needed practical budgeting education, not just investment advice. We've been helping business owners understand their numbers ever since.

Practical Over Perfect

We teach budgeting methods that actually work in the real world. No complicated spreadsheets or unrealistic financial plans that fall apart after two weeks.

Real Example

When Marcus started his landscaping business, he tried using a complex accounting system. We helped him create a simple weekly cash flow tracker that he could update in five minutes every Monday morning.

Education First

Our workshops focus on teaching the 'why' behind financial decisions, not just the 'how'. Understanding the principles means you can adapt when your business changes.

What This Means

Instead of memorizing formulas, our participants learn to recognize cash flow patterns in their own businesses. This knowledge stays relevant whether you're selling handmade jewelry or consulting services.

Long-term Relationships

Business finances change as you grow. We stay connected with participants through monthly check-ins and quarterly workshops to address new challenges as they arise.

In Practice

Sarah attended our budgeting basics workshop in 2022. When she expanded her bakery in early 2025, she reached out for guidance on equipment financing and seasonal cash management.

How We Actually Work

Our team consists of financial advisors who've worked with small businesses for years. We've seen what trips people up and what actually helps them succeed. That experience shapes every workshop we run.

  • We start with your current situation, not theoretical examples
  • Every technique we teach has been tested with real businesses
  • We focus on building confidence with numbers, not just knowledge
  • Follow-up support continues after workshops end

What Our Participants Say

These are actual comments from business owners who've attended our workshops over the past few years.

"I finally understand why my profitable months still felt financially stressful. The cash flow timing workshop changed how I plan for seasonal fluctuations."

Penelope Thorne
Retail business owner, attended March 2024

"The quarterly business review process they taught helped me spot problems before they became expensive mistakes. Worth every minute."

Bartholomew Cross
Construction contractor, attended August 2024